How to Cope with a Loss of Income Due to a Serious Personal Injury

A serious injury is something that affects you not just physically but also mentally, and financially. Serious injuries through no fault of your own can spell out financial ruin if it leaves you unable to work and go about your daily life. So how can you cope with this loss of income and survive?

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The good news is that you don’t have to just ‘get by’ as there are plenty of steps you can take that will help make the process much smoother and easier on you. This of course will allow you to devote more time and energy to healing.

Take Care of the Financial Stress First

There is a lot to take in when you suffer a serious personal injury. The physical and emotional aspect of it is both huge and can be debilitating at best. This is why it’s a good idea to take care of your financial stress first. By taking that burden off your shoulders, you’ll be able to focus on healing your body and mind.

Serious injuries leave you unable to work. It could be that you have broken bones, burns, a traumatic brain injury, or some other type of injury that prevents you from being able to work. Of course, this equates to some extremely high medical bills, and the fact you won’t be making any money while you’re not at work.

This is the perfect time to contact a personal injury lawyer who can look at your situation and determine if you have a case to file. An experienced attorney will be able to take over the case, file all the necessary paperwork, and basically go to battle for you to make sure that at least from a financial aspect you are taken care of. This means medical expenses, compensation for pay and suffering, and lost wages.

Understand that a State of Shock is Normal

After those initial few days following your injury have passed, many still find themselves in a state of shock and find it hard to adjust. It’s important to know that this is normal, as it takes time to accept your new form of reality. It is normal to feel angry and feel as though your injury has robbed you of opportunities, your appearance, your health, etc.

This is an excellent time to reach out to a professional that can help you through all these emotions and feelings. It’s important to go through them rather than bottle it up. Even just the idea of not having an income can be enough to cause a lot of distress that you just don’t need at this point in time.

Take a Look at Your Current Budget and Expenses

Because your personal injury claim can take a while to be settled, you will need to take more immediate steps as well. It’s a good idea to review your monthly expenses and look for ways you can cut back. It may even be helpful to contact your creditors to explain your current situation and discuss a more flexible repayment plan, even if it is just temporary while you recover.

When dealing with a serious personal injury the goal should be to focus on your health first and foremost.


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