It seems like these days, we all are trying to save money on anything and everything possible. Some of us go out of our way to accomplish this. The thing is, saving money isn’t something that has to be difficult if you know where to start. To that end, here are a few tips to get you started.
Insurance is a necessity and there are many different types we need. Think about it. We need car insurance, health insurance, home or renter’s insurance, and maybe even motorcycle insurance. When you send a package, the post office will ask if you want your package insured. When you take a trip, you can get travel insurance. With so many different types, it only makes sense to try to save on this type of thing. One way to do that is to only get the amount of coverage that you need. Also, before signing up for a policy, check prices, deductibles, and things of that nature.
Clean Your Closets Out
Take a few hours to go through your closets, attic, and garage. Pull out anything and everything that you no longer need, use, or want. Don’t stop with clothes, shoes, and accessories. Go through your entire home and do the same thing. Then, instead of just throwing that stuff out or donating it, use it to your best advantage. Decluttering can save you money, but it can also make money.
You can sell all of your stuff by having a yard sale. What you don’t sell there, you can put on sites like eBay or Craigslist. You can also list your stuff for sale on apps like 5Miles and Let It Go. Anything left after all that can be donated. When you make donations of this nature, always get a receipt because you can use it as a deduction to save on taxes.
Host a Potluck
If you have a lot of friends, the chances are good that you spend more money on things like birthday parties, gifts, and lunch dates. This isn’t necessary. Instead of meeting for a fancy lunch or dinner, why not host a potluck where everyone brings their favorite dish? By doing this, you’ll save the money spent on the meal, taxes, tip, and even parking. You might also come to find that the meal is more enjoyable when you don’t have to stick to restaurant etiquette.
It doesn’t matter where you happen to live, there are quite a few retailers who will reward you simply for shopping in their stores. The best thing to do if you’re going to do this is to set up a dedicated email address for it. Sign up for all of the customer reward programs you come across. Then, when you’re ready to go shopping, check that email address for the latest deals and coupons. This can save you quite a bit of money.
By taking a little time and shopping around for the best deals you can find on what you need, and even thinking outside of the box at times, you’ll be able to meet your savings goals in no time.