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For some of us, finding enough money to make ends meet can be a struggle and a significant source of stress in life. Whether you own your own home or rent, there are the regular payments to deal with such as bills, as well as those unexpected costs, which could include repairing or replacing a broken appliance. If you are a parent, then there are always things to pay for such as new clothes and shoes, school trips and presents for parties. With that in mind, here are some tips to help you save money so that you can breathe a little easier.

Reduce Energy Usage

The energy that you use, and pay for, to power your home could be an extremely high bill at the end of the month. Simple ways to reduce the amount of energy you use include making sure appliances are properly switched off, rather than sitting in standby. Make sure you use energy saving light bulbs, such as LEDs, that not only last longer but use a fraction of the energy to run than incandescent bulbs. If you have any funds set aside, it is worth investing it in other ways to save energy. Replacing old appliances for energy efficient newer models, getting a more efficient boiler for your heating system, or installing solar panels are a great way to save money in the long term. You can visit for more information on home solar systems.

Loose Change

In your home, place a large jar in which your household members can put their loose change. While a few cents here and there might not seem like much, you’d be surprised how quickly it can add up. When your jar begins to look full, count it out and spend it on something for the household, such as putting it towards a bill payment, the grocery shop or a treat for the family.


Take a look at all your monthly expenses in detail and create an itemized list. Is there anything there that you could cut out or reduce? For example, you could reduce takeout food to just twice per month and cook from scratch instead. Do you really need those luxury brands when a lower priced brand will do just as good a job? How about saving money by buying some items in bulk? When you fully understand what you are spending your money on each month, it makes it a lot easier to budget and see where you can reduce costs.

Saving money is a good habit to get into. Not only are you more conscious of your spending, helping you to make the right decisions, but you are also likely to see the difference in your bank balance. Even if you earn enough to be comfortable, saving money means that you can treat yourself now and then, or put some aside for a rainy day. When you are able to build up a small savings fund, it gives you peace of mind that you are covered should you have an emergency cost. Saving money can also be fun, so follow these tips and watch your savings grow.



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